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*Disclaimer: Insured by NCUA. Membership eligibility required. Promotion subject to change or cancellation without prior notice. To participate, referring member must provide referral information through the online form, in an Empower FCU branch, or by calling 800.462.5000 prior to new member account opening. Eligible participants must be at least 18 years of age. To qualify for this promotion, new members must open a share savings account, open a checking account with a debit card, and complete at least 10 purchases per month for 2 consecutive months (20 total) with any Empower FCU debit and/or credit card, with each purchase being a minimum of $10. Business accounts, Health Saving accounts and rep payee accounts are not eligible for this offer. Empower FCU employees, volunteers, and their household family members do not qualify. Other restrictions may apply. Referral payments will be processed within 32 days from the date of completion of all qualification requirements.