Apply for a Loan

Looking for an affordable loan? You've come to the right place.
We can unlock the door to your next home with a mortgage, get your motor running with auto financing, send you off to college with a student loan, and keep you on the path to success with a business loan. How do you get started? It's easy.

For Empower FCU members

Good news. Our streamlined applications allow you to click one of the links below and begin the process online. If it's more convenient, you can also use our user-friendly mobile app.

For non-members

We're glad you're interested in doing business with us. To qualify for one of our loans, you'll first need to become an Empower FCU member. Don't worry, it won't take you long. You can read more about the benefits of Empower FCU membership, too.

Contact Us to Get Started

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Empower Federal Credit Union is a full-service financial institution serving members throughout New York State.