Insured by NCUA. Membership eligibility required. Promotion subject to change or cancellation without prior notice. To participate, prospective members must complete and submit the New Member Incentive form online, in an Empower FCU branch, or by calling 800.462.5000 prior to applying for membership. After submission of the form, prospective members must complete membership application instructions sent via email. Eligible participants must be at least 18 years of age. To qualify for this promotion, prospective members must open a share savings account, open a checking account with a debit card, and complete at least 20 purchases using any Empower FCU debit and/or credit card within the first 60 days of account opening, with each purchase being a minimum of $10. Business accounts, Health Saving accounts and Rep Payee accounts are not eligible for this offer. Empower FCU employees, volunteers, and their household family members do not qualify. Accounts must remain open and members must be in good standing at date of payout to collect $75 bonus. Other restrictions may apply. New Member Incentive payments will be processed within 32 days from the date of completion of all qualification requirements and will be deposited into the share savings account. Share Savings Accounts earn dividends at 0.55% Annual Percentage Yield (APY).