Empower Credit Card

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Our cards offer an attractive combination of purchasing power and valuable perks.

Compare Your Options

Platinum Mastercard benefits include:
Zero Liability1 
Identity Theft Protection
McAfee Total Protection

Learn more about Platinum Mastercard benefits.
World Mastercard benefits include:
Zero Liability1
McAfee
Trip Cancellation
Identity Theft Protection
DoorDash Offer
ShopRunner
Mastercard Travel Services
LYFT offer

Learn more about World Mastercard Credit Card benefits.

Featured Offer
Empower Mastercard Rewards
Our cards offer money-saving low rates, plus a rewards program that can add some pizazz to your shopping experience.
  • Earn points with each Mastercard purchase
  • Use those points for gift cards, travel services and more
  • Claim your rewards online or over the phone
Learn More
Featured Offer
Pay with Rewards
One way to redeem all those reward points that you pile up is to use them as reimbursements on future credit card purchases.
  • Available through Online or Mobile Banking
  • Easy process for faster gift card purchases
Learn More
Empower Federal Credit Union is a full-service financial institution serving members throughout New York State.
Empowering you to make the best financial decisions.
Explore valuable tools and education to support your unique financial journey.
Financial Calculators
Run the numbers to figure out payments
Calculators
Security & Fraud Center
Protect your personal info & prevent fraud
Security & Fraud
Online Resources
Information you need to make the right financial moves
Resources
FAQs
Get answers to frequently asked questions
FAQs
Lending made personal
Affordable loans help you embrace life's opportunities and take on its challenges.
Personal Loans
© 2023 Mastercard. All rights reserved. ® Mastercard, the Mastercard Brand Mark and Priceless are registered trademarks of Mastercard International Incorporated.
1Zero liability does not apply if the account is not in good standing or cardholder has not exercised reasonable care in safeguarding the card from theft or loss. See http://www.mastercard.us/zero-liability.html for more details.
All third party trademarks shall belong to their respective owners.
All loans subject to approval. Rates, terms, and conditions subject to change.
Please note: All of the benefits listed on Mastercard's website may not apply to our cards.