Affordable loans help you embrace life's opportunities and take on its challenges.
You can help the environment and add zip to your lifestyle with loans for solar panels, electric vehicles and e-bikes.
  • Competitive rates, based on credit criteria
  • Stable monthly payments
Need a little help getting back on track? These loans can help you do everything from cover household repairs to rebuild your credit rating.
  • Competitive rates
  • Flexible payment terms
You can borrow money at a friendlier rate by securing your loan with the deposits in your Share or Share Certificate accounts.
  • Borrow up to 100% of account balances
  • Allow your savings to continue earning dividends
If you're borrowing money for a purchase or certain services, you can get a lower loan rate by doing business with one of Empower FCU's partners.
  • Reduced rates for furniture, medical services and more
  • View our list of business partners
In your time of mourning, we can provide the financial resources required to give your loved one a dignified service and burial.
  • Borrow up to $15,000
  • Money for casket, flowers, and other expenses
Empower Federal Credit Union is a full-service financial institution serving members throughout New York State.
Enjoy financial flexibility
Our cards offer an attractive combination of purchasing power and valuable perks.