We're driven to keep your monthly payments as low as possible.
Our innovative DrivingSense program keeps financing costs under control. Part of the equation is lower auto loan rates that help reduce your overall interest payments.
New/Auto Motorcycle
New = current or next model year, or prior year untitled and unregistered with no miles (through March 2024). Some restrictions apply.Effective Date: September 22, 2023
| Terms | APR* |
|---|---|
| up to 36 mo | 6.24% |
| 37-48 mo | 6.49% |
| 49-66 mo | 6.74% |
| 67-75 mo | 6.99% |
| 76-84 mo | 7.49% |
Loan Payment Example: A $30,000 loan at 6.74% APR would have 66 monthly payments of $541.78 each month.
Used Auto/Motorcycle
Used = 2018 & newer, or previously titled and registered. Some restrictions apply.
Effective Date: September 22, 2023
| Terms | APR* |
|---|---|
| up to 36 mo | 6.74% |
| 37-48 mo | 6.99% |
| 49-66 mo | 7.24% |
| 67-75 mo | 7.49% |
| 76-84 mo | 7.99% |
Loan Payment Example: A $30,000 loan at 7.24% APR would have 66 monthly payments of $548.90 each month.
New Recreational (Boats, Travel Trailers, RVs, Snowmobiles, Dirt Bikes/ATVs)
New = current or next model year, or prior year untitled and unregistered with no miles (through March 2024). Some restrictions apply.
Effective Date: September 22, 2023
| Terms | APR* |
|---|---|
| up to 36 mo | 7.24% |
| 37-48 mo | 7.74% |
| 49-66 mo | 7.99% |
| 67-75 mo | 8.74% |
| 76-84 mo | 8.99% |
| 85-144 mo | 10.99% |
| 145-180 mo | 11.74% |
Loan Payment Example: A $30,000 loan at 7.99% APR would have 66 monthly payments of $559.68 each month.
Used Recreational (Boats, Travel Trailers, RVs, Snowmobiles, Dirt Bikes/ATVs)
Used = 2018 & newer, or previously titled and registered. Some restrictions apply.
Effective Date: September 22, 2023
| Terms | APR* |
|---|---|
| up to 36 mo | 7.74% |
| 37-48 mo | 8.24% |
| 49-66 mo | 8.49% |
| 67-75 mo | 9.24% |
| 76-84 mo | 9.49% |
| 85-144 mo | 11.49% |
| 145-180 mo | 12.24% |
Loan Payment Example: A $30,000 loan at 8.49% APR would have 66 monthly payments of $566.93 each month.
Older Auto & Recreational Loans (Boats, Travel Trailers, RVs, Snowmobiles, Dirt Bikes/ATVs)
Older = 2015-2017
Effective Date: September 22, 2023
| Terms | APR* |
|---|---|
| up to 36 mo | 7.74% |
| 37-48 mo | 8.24% |
| 49-66 mo | 8.49% |
Loan Payment Example: A $30,000 loan at 8.49% APR would have 66 monthly payments of $566.93 each month.
New Electric Vehicle/Motorcycle²
New = current or next model year, or prior year untitled and unregistered with no miles (through March 2024). Some restrictions apply.
Effective Date: September 22, 2023
| Terms | APR* |
|---|---|
| up to 36 mo | 5.74% |
| 37-48 mo | 5.99% |
| 49-66 mo | 6.24% |
| 67-75 mo | 6.49% |
| 76-84 mo | 6.99% |
Loan Payment Example: A $30,000 loan at 6.24% APR would have 66 monthly payments of $534.72 each month.
Used Electric Vehicle/Motorcycle²
Used = 2018 & newer, or previously titled and registered. Some restrictions apply.
Effective Date: September 22, 2023
| Terms | APR* |
|---|---|
| up to 36 mo | 6.24% |
| 37-48 mo | 6.49% |
| 49-66 mo | 6.74% |
| 67-75 mo | 6.99% |
| 76-84 mo | 7.49% |
Loan Payment Example: A $30,000 loan at 6.74% APR would have 66 monthly payments of $541.78 each month.
New & Used Electric Bicycles²
Effective Date: May 31, 2023
| Term | APR* |
|---|---|
| up to 24 mo | 6.99% |
| 25-36 mo | 7.49% |
| 37-48 mo | 8.24% |
| 49-60 mo | 8.49% |
Loan Payment Example: A $2,500 loan at 6.99% APR would have 24 monthly payments of $111.95 each month.
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2To receive advertised rate, member must disclose intention to purchase electric vehicle at time of loan application. Rates published on website include discount of 0.50% APR off new vehicle or used vehicle rates and personal loan rates.